Kentucky Seller's Disclosure of Property Condition

Under Kentucky law, KRS 324.360, sellers of residential property are required to give buyers a written disclosure statement describing the condition of the home. This form asks sellers to provide information about important parts of the property, including the roof, foundation, plumbing, electrical system, heating and cooling systems, water and sewer services, and other structural components.

Sellers must report any known material defects or issues that could impact the property's value or influence a buyer's decision to purchase. The law only applies to problems the seller is aware of and does not require them to perform inspections or uncover hidden defects. However, sellers cannot ignore obvious issues or claim they did not know about conditions that a reasonable property owner would recognize. A seller who intentionally hides a defect, provides false information, or fails to deliver the required disclosure form may be held legally responsible for fraud, misrepresentation, or violations of Kentucky’s disclosure laws.

How Can I Get a Copy of the "Kentucky Seller's Disclosure of Property Condition" form?

We will provide you a copy of any Kentucky disclosure form for free upon submitting a flat fee MLS listing through our website. We charge a low, one-time flat fee to list your home on the MLS.

Are There Any Exemptions to Providing the Disclosure?

Yes, please review the civil code for the most current list. 

1. New construction properties where a home warranty is offered
2. Auction transfers
3. Court supervised foreclosures
4. Transfers by a fiduciary in the course of the administration of a decedent's estate, guardianship, conservatorship, or trust. 
5. Quit claim deeds

6. Transfers between family members or between divorcing spouses

    

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